Construction Loan Explained

Nirmaan karz, yaani construction loan, ek prakar ka vittiya upay hai jo vastu nirmaan ya marammat ka kaam karne walo ke liye uplabdh hota hai. Is loan ke maadhyam se log naye ghar ka nirmaan ya purane ghar ki marammat kar sakte hain. Iss article mein hum aapko construction loan ke mahatvapurn tathya aur uske fayde-bhayde ke baare mein vyapak jankari denge.

Construction loan ek prakar ka secured loan hota hai jise ghar ya commercial property ka nirmaan karne ke liye upayog kiya jata hai. Is loan mein aapko loan provider se ek mukhya rakam pradan ki jati hai jo nirmaan ya marammat ke karyo mein istemal hoti hai. Is prakar ke loan ka mool udeshya vastu nirmaan ya marammat karya ko pura karna hota hai.

Construction-Only Loan:

Is prakar ka loan sirf nirmaan karya ke liye hota hai. Aap is loan ki madad se naye ghar ka nirmaan ya purane ghar ki marammat kar sakte hain. Is loan ki muddat nirmaan karya ke anuroop hoti hai.

Is prakar ka loan nirmaan karya ke baad permanent home loan mein badal diya jata hai. Is loan mein pahle nirmaan ke liye ki gayi rakam ke aadhar par byaj ki samay sima hoti hai, aur fir nirmaan pura hone ke baad, yah loan sthayi home loan mein convert ho jata hai.

Construction Loan Lene Ke Fayde

Construction loan nirmaan ya marammat karya ke liye ek uttam vikalp ho sakta hai. Isse aap apne nirmaan ya marammat karya ko aasani se pura kar sakte hain.

is prakar ke loan mein byaj dar aksar anya vyaktigat ya vyavsayik loan ke mukable kam hoti hai, kyonki isme collateral hota hai.Aap apne nirmaan ya marammat project ke anuroop loan ki rakam chun sakte hain. Ismein aapki aavashyaktaanusar loan pradan kiya jata hai.

Nirmaan ya marammat karya mein aksar kharcha adhik ho sakta hai, aur agar aap budget ke anusaar nahi chal paate hain, to aap mushkil mein pad sakte hain Nirmaan ya marammat project ka samay samapti hona mahatvapurn hota hai. Agar project samay par nahi pura hota hai, to aapko adhik byaj dena pad sakta hai.

Construction loan ek mahatvapurn vittiya upay ho sakta hai agar aap naye ghar ka nirmaan ya marammat karya kar rahe hain. Lekin, dhyan rahe ki aap budget ko palan karein aur project ka samay samapti hona mahatvapurn hai. Construction loan lene se pehle, dhyan se tay karein ki aapke liye yah ek samvedansheel faisla hai aur aapke vittiya sthiti ko dhyan mein rakhein.