Bridge loan ek vittiya upay hai jo aksar ghar kharidne aur bechne wale logon ke liye istemal hota hai. Yah ek tarah ka short-term loan hota hai jo kuch mahino tak hi rehta hai, aur iska uddeshya hota hai aapko ek ghar se doosre ghar tak “bridge” karne mein madad karna. Is article mein hum aapko bridge loan ke baare mein vistar se samjhayenge.
Bridge loan, jise “gap financing” ke roop mein bhi jaana jaata hai, ek aisi vittiya upay hai jo vyakti ko ek ghar bechne aur doosra ghar khareedne ke beech ki samay rukavat ko paar karne mein madad karta hai. Is prakar ke loan ka uddeshya hota hai ki aap ek ghar ki keemat ko ada karne ke liye us ghar ko bechne mein madad karen, jab tak aap ek naya ghar khareedne ke liye tayyar nahi hote.
Closed bridge loan ek tay samayik loan hota hai, jiska maturiti samay pehle se tay hota hai. Is prakar ke loan mein maturiti samay tak aapko ek vastavik tithi pe loan ke principal aur byaj ko chukana hota hai.Open bridge loan, tay samay ke bina hota hai, yani ki iska maturiti tithi pehle se nahi hota hai. Is prakar ke loan mein maturiti tithi ke beech mein aapko loan ko chukane ka mauka milta hai.
Ek bridge loan ke tahat, aap ek ghar ki keemat ko ada karne ke liye apne purane ghar ko bech sakte hain. Aap loan provider se bridge loan lete hain jiska maturiti samay kuch mahino ke liye hota hai. Jab aapka purana ghar becha jaata hai, to us paise ka upayog naye ghar ki kharidi ke liye kiya ja sakta hai. Bridge loan ki madad se aap naye ghar ki kharidi ke liye niji loan ya anya vittiya upay ki prapti tak ka samay vyavasthit kar sakte hain.
Bridge loan ek mahatvapurn upay ho sakta hai agar aap apne purane ghar ko bechkar naye ghar ki kharidi ke liye taiyar hain. Lekin, dhyan rahe ki aapko loan ke byaj ko samay par chukta kar sakte hain, aur aapke paas bridge loan ke liye achha vittiya prabandhan hona chahiye. Isse aap apne sapnon ka ghar bina rukavat ke khareed sakte hain.
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